When you refinance your mortgage, you have two options: You can refinance your existing loan to a new loan with a new rate and term (“rate & term”), or you can take out above and beyond what you owe on your current mortgage to put some extra cash in your pocket (“cash-out”). We can help you decide.

Refinancing your home loan can be a smart financial move, giving you the opportunity to lower your monthly payments, adjust your loan term, or tap into your home’s equity for extra cash. Whether you’re looking for stability, flexibility, or cash flow, we’ll help you choose the refinancing option that fits your goals.

Refinance Options We Offer:

Rate & Term Refinance
Reduce your interest rate, change your loan term (shorten or extend it), or both—helping you save money over time or pay off your mortgage faster.

Cash-Out Refinance
Leverage the equity you’ve built in your home and convert it into cash to pay for renovations, consolidate debt, or fund major expenses—all while possibly securing a better rate.