If you are 62 or older and have built significant equity in your home, a reverse mortgage could be a great way to access funds without selling your property. This financial solution allows you to convert your home’s equity into cash, giving you the flexibility to receive monthly income payments or a lump sum to enjoy today.

A Reverse Mortgage allows homeowners aged 62 and older to turn part of their home’s equity into tax-free cash—while still living in their home. Whether you need help covering daily expenses, unexpected medical bills, or simply want to enjoy retirement with peace of mind, this loan option gives you flexibility without sacrificing your home.

Why Consider a Reverse Mortgage?

Financial Freedom in Retirement
Tap into the value of your home and turn it into accessible funds. It’s a smart way to supplement retirement income and cover living expenses without monthly mortgage payments.

Flexible Payment Options
Receive funds as a lump sum, monthly payments, or a line of credit—whichever suits your financial goals best.

You Stay in Your Home
Maintain full ownership of your home while using its equity to live more comfortably. The loan is only due when you move out, sell the home, or pass away.

No Monthly Mortgage Payments
With a reverse mortgage, repayment is deferred until you no longer occupy the home as your primary residence.

Federally Insured & Regulated
Most reverse mortgages are backed by the Federal Housing Administration (FHA), ensuring your safety and transparency throughout the process.